SBI is a leading banking institution in India that extends a multitude of financial products and services, including savings, loans, fixed deposits, and more. The Bank also extends customers with digital portals such as SBI YONO.
While the bank offers several online services, many customers still prefer to visit the Bank branch to conduct in-person transactions.
This makes it crucial for the customers to know about the SBI bank timings and what to keep in mind when visiting the SBI branch in person.
SBI Bank Timings
The Bank operates from Monday to Friday every week. However, it also functions on the first, third, and fifth Saturdays. Besides this, SBI remains closed on second and fourth Saturdays and on Bank holidays.
That said, the table below offers an insight into the SBI Bank timings and more.
|Monday to Friday||9:00 am to 12:30 pm
(Lunch in between)
1:30 pm to 3:30 pm
|1st, 3rd, and 5th Saturdays||9:00 am to 12:30 pm
(Lunch in between)
1:30 pm to 3:30 pm
|SBI Bank timings for 2nd and 4th Saturdays||Closed|
|Bank timings for Sundays||Closed|
- SBI Lunch Time
The SBI lunch timings may vary across branches. Also, there may not be any fixed lunch hours in certain Bank branches and workers may opt to eat in groups to ensure uninterrupted services to visiting customers.
Regardless, the typical lunch time of SBI Bank is between 2:30 pm to 3:00 pm. Customers should consider finding out the designated bank hours of their branch before visiting in person to ensure they don’t have to wait to avail financial assistance.
- SBI Opening and Closing Time
State Bank of India’s opening and closing hours tend to vary across branches. This is why it is crucial to check the active hours before visiting the branch is crucial. That said, the standard SBI Bank timings are from 9 am to 3:30 pm.
SBI NEFT Timing
SBI account holders can use the NEFT facility to transfer funds via SBI net banking or the Yono app. The same facility is available free of charge and can be initiated at any time. The service is available to customers 24*7 online.
SBI RTGS Timing
SBI branches offer customers real-time Gross Settlement (RTGS) services 24*7. However, it is not available between 11:50 PM and 00:30 AM. Customers can send money to another branch or Bank via RTGS facility.
To transfer funds, customers can access NEFT and RTGS online via mobile banking or net banking services. However, they can also choose to visit the bank branch in person to initiate the process. In that case, they would have to visit the branch during Bank hours and avoid holidays. Hence, they must determine the SBI Bank timings to avail of the service as and when necessary.
Now let’s proceed to check what you must follow before you visit a Bank branch in person.
Things to do before You visit SBI Bank Branch
State Bank of India is among the most popular banks in the country that offers several banking services and related assurance. This is why the branches of the Bank remain busy every day, which some visiting customers may find daunting if they go to the branch for the first time and are not well-versed in the proceedings.
To help you with your next SBI Bank visit, we have shared a few pointers you must consider to ensure a hassle-free banking experience.
- Plan your visit
Customers must plan their visit before going to an SBI branch. To begin with, they should know the SBI Bank timings so that they can avoid the peak rush hours, lunchtime, or avoid visiting at an hour when the Bank is closed. Besides checking Bank timings, make sure to find out if the day you plan to visit the Bank is a Bank Holiday or not and decide accordingly.
- Prepare your identification documents
Before visiting a Bank branch for any purpose, make sure to take the required documents with you. SBI offers customers an array of services, including opening new savings accounts, fixed deposit accounts, or a new loan account. Each of such services requires customers to provide a specific set of documents that they must provide to initiate the process.
This makes it crucial for customers to find the required documents for their purpose and carry both originals and copies while keeping the process quick and uninterrupted. Similarly, customers must carry their identification documents and their Bank passbook and cheque when they visit a branch to make transactions or avail of the services without any issues. Having a complete set of documents when one visits the SBI branch will help save time and keep the processing smooth.
- Find the required fees and charges
SBI may require customers to pay fees and charges for various services, which may or may not be related to the chequebook, SMS alert service, or account maintenance. This makes it important for customers to check the required fees associated with their account or the services they plan to avail. It will help avoid unexpected charges and prepare you during your visit to ensure smooth processing.
- Be prepared to wait for your turn
The peak hours of SBI branches are usually busy. Customers who must visit the branch for any purpose, be it opening an account, checking SBI mini statement, withdrawing money, or depositing cash, must be prepared to wait for some time and brave the waiting lines. However, if a person needs immediate assistance, they may opt for online services or choose to visit the Bank branch during non-peak hours. Additionally, if one needs assistance that involves the presence of the bank manager, try to get an appointment in advance to ensure they are available and willing to assist you when you visit them.
Hence, individuals with net banking services or mobile banking features should try to use them as much as possible to avoid visiting the bank branch in person. This will help them save time and allow those who rely solely on offline banking to experience smooth processing when they visit the branch.